Retirement

As the year wraps up, retirees have a limited window to make powerful financial moves that can lower taxes and strengthen their retirement plan. From taking RMDs and reviewing Medicare coverage to running tax projections, completing Roth conversions, and using Qualified Charitable Distributions, this article walks through the key steps to finish the year strong and set up a more tax-efficient 2026.

Retiring together can be exciting and a little overwhelming. Beyond how much you’ve saved, couples need to plan for how income will change, how taxes will affect each spouse, and whether both partners share the same vision for retirement. This article walks through three essential questions every couple should ask before leaving work behind to help align goals, manage taxes, and retire with confidence.

Learn how required minimum distributions work, when they start, how they’re calculated, and smart ways to reduce taxes around them

Here’s the truth about retirement: Saving money is only the first step. What determines success is what you do after the paycheck stops. Smart retirees don’t guess on income, taxes, or healthcare. They follow a clear strategy, and that makes all the difference.