MEET STEVE
I’m Steve Balch, CFP®, the Director of Financial Planning & Wealth Management at CERTA Financial Planning.
Since 2009, I’ve worked with high-income professionals and business owners, typically ages 40–65, who are building meaningful wealth and want confidence about where it’s all leading.
Most of my clients are in their peak earning years, managing taxes, equity compensation, and competing priorities. They don’t want complexity. They want a coordinated plan and someone who helps them move forward with confidence.
I’m headquartered in North Jersey and serve clients nationwide through secure virtual meetings.
Why I do this work
Early in my career at a large discount brokerage, I helped hundreds of families, but the focus was transactions, not true planning. I wanted to do more than manage accounts. I wanted to build coordinated strategies.
In 2022, I joined CERTA to focus on comprehensive financial planning, integrating investments, tax strategy, retirement income, insurance, and estate decisions into one cohesive plan.
Outside of work
When I’m not working with clients, I’m coaching my kids’ sports, sneaking in a round of golf, or perfecting the lawn stripes at home.
Let's Connect
If you’re a high-income professional building wealth or preparing for retirement and you want a clear, actionable plan with hands-on execution, let’s talk.